How to Apply for SSS Loan Restructuring Program (LRP)

Good news mga kababayan!

The Philippine Social Security System has recently launched the SSS Loan Restructuring Program (LRP) or SSS Loan Condonation for SSS members with past due loans.

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Instructions on How to Avail of the SSS Loan Restructuring Program:

  1. Request 2 copies of your Statement of Loan Balances for SSS Loan Restructuring Program from the nearest SSS branch.

For OFWs, you may get this from the foreign office.

  1. Prepare and accomplish a copy of an Affidavit of Residency to attest your home address or work address in a covered calamity area when the calamity or disaster happened.

Exceptions:

  • Member-borrower with Calamity Loan
  • Salary Loan Early Renewal Program (SLERP)
  • Death Benefit Filer

Affidavit of Residency

  • Click here to download the form 

Affidavit of Residency for Foreign Office

  • Click here to download the form.
  1. Fill out 1 copy of this SSS Loan Restructuring Program Form.
  1. Write “Not Applicable” or “N/A” if the data or info required is not applicable to you.
  1. Make sure to affix your initials on all alterations or erasures on this form.
  1. If the member-borrower is filing this SSS Loan Restructuring Form, present the original copy of valid IDs and documents. (See list of Valid IDs below).
  1. If a representative is filing this form, submit the following:
    1. Original Copy of Special Power of Attorney (SPA)
    2. Photocopy of 2 valid IDs each of the member-borrower and the filer (or representative). At least 1 of these valid IDs with photo and both valid IDs with signature should be present and must be original.
  1. Submit this SSS Loan Restructuring Program Form (once completely filled out) to the nearest SSS branch or foreign office with the following documents:
    1. Statement of Loan Balances for Loan Restructuring Program signed in “Conforme” portion
    2. Notarized Affidavit of Residency (if applicable).
  1. For Death, Total Disability, or Retirement (DDR) benefit filer who will avail of the SSS Loan Restructuring Program, submit the following documents:
    1. Statement of Loan Balances for Loan Restructuring Program signed in “Conforme” portion
    2. Notarized Affidavit of Residency (if applicable).
    3. DDR Claim Application

SSS-Loan-Restructuring-Program-2016-2017 poster

LIST OF FILER’S VALID IDS AND DOCUMENTS FOR SSS LOAN RESTRUCTURING PROGRAM

Important!!!

You need to present:

  • Original copy of any 1 of the primary IDs or documents (or)
  • Original copy of any 2 secondary IDs or documents
  • At least 1 with photo and both with signature

PRIMARY ID CARDS OR DOCUMENTS

  1. Social Security (SS) Card
  2. Unified Multi-Purpose ID (UMID) Card
  3. Driver’s License
  4. Passport
  5. Professional Regulation Commission (PRC) card
  6. Seaman’s Book (Seafarer’s Identification & Record Book)

SECONDARY ID CARDS OR DOCUMENTS

  1. Alien Certificate of Registration
  2. Certificate of Licensure or Qualification Documents from Maritime Industry Authority
  3. Certificate of Muslim Filipino Tribal Affiliation issues by National Commission on Muslim Filipinos
  4. Company ID Card
  5. Firearm License card issued by PNP or Philippine National Police
  6. Fishworker’s License issued by BFAR or Bureau of Fisheries and Aquatic Resources
  7. GSIS or Government Service Insurance System card or Member’s Record or Certificate of Membership
  8. Health or Medical card
  9. Pag-ibig or Home Development Mutual Fund Member’s Data Form
  10. ID card issued by Local Government Units (LGUs). Examples in Barangay, Municipality, or City
  11. ID card issued by professional association recognized by PRC
  12. Marriage Contract or Certificate
  13. OWWA Card or Overseas Worker Welfare Administration
  14. PHIC Card or Philippine Health Insurance Corporation
  15. NBI Clearance or Police Clearance
  16. Postal ID card
  17. School ID card
  18. Seafarer’s Registration Certificate issued by Philippine Overseas Employment Administration
  19. Senior Citizen card
  20. Taxpayer’s Identification Number (TIN) card
  21. Voter’s Identification card or Voter’s Affidavit or Certificate of Registration

For more info or concerns regarding LRP, you may contact SSS through the following:

CALL — SSS domestic toll free: 1-800-10-2255777  

EMAIL — memberloansdept@sss.gov.ph or ocayba@sss.gov.ph

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With the following information:

  1. Full name
    2. SS number
    3. Birth date
    4. Scanned 2 unexpired valid IDs (with photo and signature)
    5. Complete details of your concern

SSS Hotline

For verification of Status, you may contact SSS through their website https://www.sss.gov.ph or contact their Call Center at 920-6446 up to 55 or 917-7777.

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Comments

  1. mary D. Domondon says

    good afternoon po.. ask q lng po kung qualified po aq mag loan ng LRP kahit bayad na po aq sa salary loan q. Kttpos q lng po mgbyad this month. Under po aq ng calamity sa Rizal noong Ondoy. thanks po and GOD bless.

  2. malou antones says

    Ung brother ko pong ofw nag avail ng loan condonation….last tym.nang naghuhulog n kmi at akala nmin mtatapos na thats the time we found out di pala. So gusto sana nyang i avail ulet ang condonation dis tym

  3. emily Banal says

    ask ko lang po,nakapagapply po kc ako ng restructuting loan and hindi po ako nakapagpagbayad agad kc nawala ung document ko na pinil apan ko for payment last june 3 po ung payment gue ko ,pano po un pwedeko ba ulit bayaran un…and ano pong kailangan kc nawala ung dokumento for payment?

  4. Sana eto naman ang pagtuunan ng attention ng Kagalang galang na Pangulo President Duterte. Mas mabuti siguro Sir, na i review at i~benchmark na lng ang SSS fund sa MPF ng Hong Kong upang ang mga employees ang may karapatan mag~invest ng kanilang pera. Di po katulad ng sistema noon at ngayon, SSS mismo ang,nag i invest ng pera ng manggawa na may kabahagi ang employer. Kaya sila ang nakikinabang ng lubos na napupunta sa kanilang malalaking suweldo at bonuses.

  5. benilda alerta says

    Gudpm po.ask kolang if gang mgkno pwede isalary loan ng aswa ko?kung ang knyang monthly çontribution ay nsa 581.sa San Miguel Corporation po xa ng wowork at mtgal na xang sss member at automatic deducted s sahod nla monthly contribution nia in Sss..

  6. Ross jalad says

    Un po remaining bal na lang po ba any babayaran? And ano po any term of pmts

  7. ella zarate says

    Para sa mga affected ng calamity LNG po ang pwede mag avail? Lang days po yung process?

    • 2SMP Admin says

      Pacheck na lang po ng list of Calamity-stricken areas kasi almost all areas po naapektuhan or nsa listahan.

  8. Catherine r. Delfin says

    Good day to the admin,
    Can i avail the condonation for my calamity loan? I havent fully paid my loan since 1998, if yes how? Tnx and more power.

  9. victor barcela says

    ask ko lng po kung mgkanu po pwd ma reloan na isang seaman..first loan po ay 15k tnanks

  10. Ydnar Baje says

    Gud eve. Balak ko po sna mg ofset ng loan, kya lng kulang p q ng almost 2k pra mkpgloan, pwd b q mkaavail ng LRP? Tnx

  11. Darwina rivera says

    good day po! may salary loan po ako since 1994. tumigil na po ksi ako mag work kya di ko po nabayaran. makaka avail po ba ako ng condonation? at magkano po kung sakali ang dapat kong bayaran? gusto ko din po kc magcontribute uli sa sss as self employed. thanks po.

  12. Hi! I just want to verify if I am eligible for the LRP. I contracted the Salary Loan last 2012, can I still use “Ondoy” even if the calamity happened in 2009? Thanks.

  13. Jan po ba s calamity ung mga biktima ng sunog

  14. franzcheska says

    nagloan c hubby last january 2016. pwede ba sya mag apply ng condonation? included kami sa calamity area. pero nkapagbayad na sya ng month of june en july w/o applying ng condonation.. qualify ba sya to apply d condonation? mareconstract pba ang terms of payment nya en mawawala ang interest pag inaply?

    • Dapat po lumipas muna yung loan term for example after 2 years and wala kayo payment 6 months prior to applying for the restructuring. Since 2016 pa lng yung loan. If 1 year to pay. Sa 2017 pa pwede if 2 years naman sa 2018 pa. Yun ay kung magkakaron ng restructuring program ulit.

  15. ricardo valenzuela says

    Hi! Maitatanong ko lng po kng hanggang kailan ang sss condonation ?…kasi po sa october pa ako uuwi gusto ko makaavail sa sss condonation program..

  16. raquel borja says

    Gud PM pwede po BA ako mgclaim ng maternity benifits.. 10 years pot ako ngtatabho at may hulog ang sss ko.. Kaya lng po nun mbuntis ako at nagasawa d ko na po nhukog ang sss ko.. Pwede o b ako magvluntary contri ntapos magsabmmit ako mat 1 and 2.. 11 months naonow ang baby ko.. Pwde ko parin ba maavail yun marternity benfits ko.. Tnx..

    • dienamae jacla says

      gudpm po pwede p po b aqo mkafile ng maternity kht 7months n po ung tiyan q.. kng pwede p po anu po b dpat kng gawin.

  17. Mary Ann V.saberon says

    Hi po,pwede ba maka avail na LRP kahit last contribution ko po last Jan.2009 pa po?

  18. Melissa soriano says

    Gud am po! Ask ko lng po if pwede ko mg avail ng condonotion my loan bal p ko, the last time n mgbyad ako is sept or oct almost 2k po un kso d n ko nkpgbyad hnggng ngaun aug. Affected po ang lugar nmin ng bgyong nona last 2015..

  19. Sir mam, mron po aq blance s sss pro 6 mos ng nd nkabyad entittled po b aq dun lst py,ent q po january.

  20. raul p. arcenas says

    inquire ko lang po kung qualified ako sa condonation program ng SSS,
    may loan balance for ako mga 6 years na hindi ko nabayaran . . . OFW po ako.
    salamat po.

  21. Bibeth dacanay says

    since 1995 ung last payment po ng loan ng mister ko dahil nag sara ang grandspan dev’t corp. noong 1996. hindi po kami naka avail nung magbigay ng restructuring ang sss noon, ask ko lng po if pwede ba kami mag avail ngaun?

  22. Rosario A Genesis says

    ask ko alng po if pwede na po bang mag loan ang asawa ko once na nka full paid na?
    Or mga ilang pwedeng na mag file ng loan

  23. Rosario A Grenesis says

    mag kano po kaya maloloan nya if ang monthly nya nasa 1200

    • 2SMP Admin says

      kung may sss online kayo, pwede nyo po macheck online kung magkano pwede nyo maloan.
      kung wala po kayo online, try nyo magregister or inquire na lang po kayo personally sa sss branch.

  24. Cely b.sumilla says

    Good day ofw ako nandito ako s Kuwait ngayon my outstanding loan ako s pilipinas pwede ba akng mka avail ng condonation program sa sss.anong maaari kng gawin?

  25. Lolita Austria says

    Pwede po b mag apply asawa ko c SSS Loan Restructuring Program. D po nya ksi nbayaran ang salary loan nya noong 2008 dahil nwalan po sya ng trbaho ng matagal. Kng sakali po, magkano po kaya ang babayaran nya? Pareho rin po b ito ng Condonation Program?

    • 2SMP Admin says

      yes try nyo po mag-apply ng Loan Restructuring program or condonation.
      ang sss po mismo ang magcocompute kung magkano ang babayaran nyo.
      punta na lang po kayo sa pinakamalapit ng branch sa inyo.

  26. Ako po may past loan at di nahukugan sa dati ko work kahit isang hulog di nhulugan pwede b ako magloan ..

  27. Renato b diaz says

    Pag mag apply ka ng condonation pricipal lang ba ang babayran salamat

    • 2SMP Admin says

      una po, you have to go to sss branch para maverify nila ung status ng loan mo.
      then they will recompute your loans based sa restructuring program.
      pag okay po ang lahat, ang penalty mo ang mbabawas. ang principal amount at interest ay babayaran nyo pa din.

  28. rodel g cuenca says

    Sir yung tulad ko na nandito sa saudi pano po na makakapagbayad sa loan ko

  29. Josephine T ronquillo says

    Ask ko lang po if qualified po ako para sa condonation program..May 2014 po ung loan ko at nakapghulog lang ako ng 5payments..at dapat natapos nung july 2016..Pero last payment ko po ay nitong july n sept 2016..dipo xa sunod sunod..pwede pa ba ituloy ung payment or iapply ko na lang for SLRP?

  30. rann torrens says

    Inutangan ang SSS ko nung 1990 ng P5000.00 na hindi ko alam at ngayon ay naging P75,000.00 na. kasama ba to sa loan restructuring?

  31. Good pm, ask ko lang if iaaply ko po sa condonation ang outstanding balance ko sa Salary loan eh matatanggal na ang interest at penalty? Pwede po principal amount lang bayaran? Salamat

  32. Raymond apasan says

    Good day po! Paano po maginquire para po malaman kung mgkano pa po yung loan balance? Thanks….

  33. Lydia Kempis ombao says

    Good day po…I just want to inquire how much my loan balance with SSS # 66462350..thanks…

  34. dienamae jacla says

    gud pm po pwede p po b aqo mgfile ng maternity kht 7months n po ang tiyan q.. anu po b ang pwede kng gawin.

  35. Ronaldo de jesus pangilinan says

    After ho ng payment ng loan amortization sa banko, may dapat pa ho bang i submit sa SSS branch.

  36. Joseph tamayo iran says

    Good afternoon po..pwede po ba ako mg avail ng LRP?kasi poh meron gumamit ng sss ko na d ko alm at ngkaroon ng existing loan kht hnd nmn ako ngloan.gsto ko sna ma clear at byaran nlng kht ung capital.tska biktima dn poh ako ng bgyo ondoy dto sa mnila.mrming slmat poh..

  37. Thomy T. hamili says

    I would like to ask; what should I do to avail LRP? I avail salary loan last July 2015 through online and I expected that I fully paid my salary loan this coming July or August 2017. I have notice last July 2016 that my employer did not deduct my sss salary loan monthly obligation from my salary. They did not give pay slip because they put my salary at ATM.
    Pls. advice me what will I do, because I know it will get bigger interest.

    Tnx much for your time..

  38. Rizalde Clarin says

    ask ko lang kung paano ang hakbangin para mkapag salary loan ang isang ofw?

  39. Retchel floralde says

    Hi! Ask q lng po, is there a way n mprocess q restructuring nong loan ng husband q n nasa abroad khit wlang SPA? Hnd na kc xa nkpagpaaffidavit before umalis eh.please help.sobrang laki n kc interest nong loan nya.i think times 6 n ung inilaki.thank you so much

  40. salvador boquio says

    good day po
    ask ko lang po kung if mabayaran ko yung loan ko sa pamamagitan restructuring program makakapag loan npo ba ulit ako.
    thanks po

  41. hell0 po,
    paano po ba i process yung SPA kung nasa ibang bansa po ang borrower?
    thanks po

  42. flora m. rosalin says

    gud day po,ngaun ko lang po nalaman ang deadline tungkol sa loan restructuring program. me salary loan po ako 2006 pa me balance pa po ako dahil d na po ako nag-work. pwede pa po ba ako mag-apply ng LRP?

  43. flora m. rosalin says

    ngaun ko lang po nalaman ang deadline ng LRP pwede pa po ba ako apply?me salary loan ako 2006 pa.

  44. Hi admin ask ko lng if bayaran ko n po ng buo ung loan ko under reconstructing program kailan po ako ulit pwede mkapagloan

  45. Mary grace omandac says

    Gudpm…nag aaply hubby quh ng lRp Bali hulog nmin 600+ nagstart poh kmeh kung last July p ngaung 2018 isang beses LNG kme nakpayment kc nwalan xa ng work…tnung quh LNG poh puede pb nmin byarin paunti until bgo mag mag 1year ung deadline….thank you in advance

  46. bernabe n. bartolome jr says

    Good day, i hope this page still works and someone will reply, im currently under the LRP/ CONDONATION program, mahigit 50% na po yung nabayad ko thru my company, am i now eligible in applying new salary loan and just deduct the remaining balance?

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