How to Send Money through Cebuana Lhuiller

“An emergency just happened and you need to send money to your relatives right away?”

“You need to pay for something but is worried about if the transaction would be all safe?”

“Deadline for your daughter’s educational fees are fast approaching but both of you are miles apart?”

Urgency. Assurance. Practicality. These are few of the many reasons why remittance service operators became a boom in the industry. With the ever-increasing counts of people both wanting and needing their money to reach distant provinces and cities even up to countries – due to various factors, remittance companies have used the opportunity of solving this in order to provide ease for these people.

And because we are here in the Philippines, why not talk about one of the leading remittance companies serving us here?

Utmost when the concern is about domestic remittance, Cebuana Lhuillier is well known for its reliable, fast, and secured service. Reviews about this remittance operator show an indeed excellent complimenting on their remittance transactions.


Here are the requirements that the entities concerned (sender and receiver) need in order to experience Cebuana Lhuillier’s hassle-free transaction.

For the sender:

  • Completed Pera Padala Form

            This form will both be given and filled out over the chosen Cebuana Lhuillier remittance center.

  • 1 valid ID

            One valid ID containing a photo and the details with the client’s identification that is issued by an official authority is required. This must bear the same name as known by the receiver. The following are the common ID’s that are accepted by Cebuana Lhuillier.


For the receiver/ beneficiary:

  • Completed Receive Form

            This form will also be given and should be completed over the selected Cebuana Lhuillier remittance center.

  • Reference Number (10-digit control number)

            This is the most important thing you need to have to receive the money sent to you. Be sure that the reference no. given to you is correctly placed on the receiving form, otherwise, a slight delay might occur.

  • 1 Valid ID

            Must bear the exact same name as it is written by the sender, so that both you and the sender won’t be necessitated for a repeat of the transaction.


Here are the easy steps that you should follow in order to send or receive money for your loved ones, business partners, or clients using thousands of Cebuana Lhuillier remittance centers:


  • Go to the nearest or most convenient Cebuana Lhuillier Center for you, within your area.

If you don’t know one, you can simply search for a Cebuana branch locator over the internet (make sure to allow that website to check for your location).

  • There, you will be asked what transaction is it that you’re purposed to be involved with. Simply inform them that you’re there for a Padala. Thereafter, a Pera Padala form and a number (for the arrangement) will be given to you.
  • Fill out the necessary details.
  • When your number is called, present the form you have filled out and one valid ID bearing your identity.
  • After that, hand over the total amount you should pay (money you want to send and the charged rate).
  • With that, kindly check the Pera Padala Form that is given to you.
  • Lastly, all that’s left to do is to give the reference or the 10-digit control number to the included receiver.

This process works the same with domestic and international remittances, except that you’ll be transacting with Cebuana Lhuillier’s international affiliates or partners that are within your reach when you’re sending from outside the country.


  • Go to a Cebuana Lhuillier branch and affirm to those concerned that you’re there to receive a remittance.
  • Pera Padala Form and a number (again, for arrangement) will be given to you, fill out the necessary details (for receiving).
  • Include the 10-digit control or reference number.
  • Present your form and your one valid ID to the personnel.
  • Check the money you have received- and as all is good, you are now ready to go.

Again, this process works the same with domestic and international remittances, except that you’ll be transacting with Cebuana Lhuillier’s international affiliates or partners in order to successfully receive the remittance money.



One of the reasons atop why Cebuana Lhuillier remains as one of the most patronized remittance operators is due to its low charges that could really be tagged as “pang-masa”- giving rates that are exactly on the can-afford boundaries of its clients.

Domestic rates are significantly same with those that are sent from Southern Luzon, Visayas, and Mindanao. Rates of charges also vary by the amount to be sent.

Basically, here are the most updated rates for the most usual amount of money sent as charged by Cebuana Lhuillier (these  rates are derived from Cebuana Lhuillier’s website itself)


If you’ll be sending P500, you will be charged:

  • P7.00 if you’re located in Southern Luzon, Visayas, and Mindanao;
  • P15.00 if you’re from Metro Manila;
  • P30.00 if you’re from Northern Luzon.

If you’ll be sending P1,000, you will be charged:

  • P15.00 if you’re located in Southern Luzon, Visayas, and Mindanao;
  • P30.00 if you’re from Metro Manila;
  • P50.00 if you’re from Northern Luzon.

If you’ll be sending P5,000, you will be charged:

  • P90.00 if you’re located in Luzon, Visayas, and Mindanao;
  • P125.00 if you’re from Metro Manila;
  • P220.00 if you’re from Northern Luzon

If you’ll be sending P10,000, you will be charged:

  • P140.00 if you’re located in Southern Luzon, Visayas, and Mindanao;
  • P195.00 if you’re from Metro Manila;
  • P240.00 if you’re from Northern Luzon

If you’ll be sending P50,000, you will be charged: (variations on rates starts to significantly differ starting from P10 000.01 up to P50 000.00)

  • P510.00 if you’re located in Southern Luzon;
  • P1,200.00 if you’re from Visayas;
  • P500.00 if you’re from Mindanao;
  • P500.00 if you’re from Metro Manila;
  • P500.00 if you’re from Northern Luzon


For an international remittance:

  • P5000 is charged for P500.00;
  • P10 000 is charged for P600.00;
  • P250 000 is charged for P900.00;
  • while P500 000 is charged for P1200.00.

Reminders when sending or receiving money

When using Cebuana Lhuillier to send or receive your money, here are some few reminders you should consider:

– A valid ID is required because Cebuana Lhuillier, as a medium of financial transaction, is necessitated by Bangko Sentral ng Pilipinas (BSP) to include such requirement. Originally, it should be a photocopy, but Cebuana Lhuillier made it easier for its clients- by using a webcam, ID’s are automatically captured. Thus, a photocopy isn’t required anymore, but the ID itself only.

-All money transfers are good for over 5 years, although those that are sent through Moneygram, can only be acquired for 45 days. So to avoid hassles, be sure to inform your receiver/beneficiary the moment you’re already done sending the money.

-You can monitor the details of the money you’ve sent via text message. Just text:

CEBUANA<space>STATUS<space>10-digit control (reference) number



Send it to either one of the following:

  • For Smart subscribers: 09209582455
  • For Globe subscribers: 09178088793
  • For Sun subscribers: 09328428562


  1. roy garbutt says

    I wish to remit pesos to Philippines from Australia. how do I do it and what numbers do I ring to start the process.

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