How to Withdraw Cash Remittance at the ATM without ATM Card or Bank Account

Do you know that you can take out CASH from the ATM (machine) without an ATM card or even without a bank account?

Yes, you read it right and it’s possible with is a service that allows anyone from anywhere in the world to send money to the Philippines and cash it out at the ATM or through any of the payout options available.


How to Get Started

To get started, you need to create a FREE account at

    • Go to and click Get Started
    • Type your email address and enter your preferred password and hit Continue.
    • Go to your email inbox and check for an email from You should receive the verification code to finally get in to your new account.


How to CASH IN or deposit money to your account cash-in options


How to CASH OUT or withdraw money from your account cash-out options


How to claim your cash through Cardless ATM Instant Payout?

As of this writing, you can do this via Security Bank. You can claim your money instantly for FREE, even if you don’t have a bank account or a physical debit card.

You’ll need 3 sets of digits to claim your payout. These digits will all be sent to you as soon as you finish placing your order

  1. 16-digit reference number

(A text message will be sent to the mobile number you specify when placing the order.)

  1. 4-digit passcode

(An email notification will be sent to the email address that you use when logging in to

  1. Exact payout amount

(This is contained in both the text message and the sell order confirmation email sent to your email address).


If you have all these digits or information, you may go to the nearest Security Bank ATM or click here to see the list of Security Bank branches.

  • Press Enter > Select “eGiveCash”
  • Key in the 16-digit reference number
  • Key in the 4-digit passcode
  • Key in the exact payout amount.

Once the ATM is finished processing the transaction, it will then dispense the cash and issue you a receipt.



  • Php500 is the minimum amount for eGiveCash orders
  • Php10,000 is the maximum amount per transaction
  • Php100,000 is the monthly limit per recipient mobile number
  • You need to be at least ID and selfie verified to avail of this cash out option.


Check out this video on how Ben from BTC Sessions converts Bitcoin to pesos, cash-out via cardless ATM withdrawal (Security Bank), and load his phone with!


Sending money to Philippines has never been easier with

For more detailed info on how to manage your funds, please visit FAQs here.

Speak Your Mind