I’ve had credit cards from various banks, but I never had one yet from Security Bank.
I’ve been seeing their TV commercials for the Security Bank Complete Cashback MasterCard endorsed by our very own Ms. World 2013, Megan Young, who I personally met when I was an Intern at the Guidance Office in Trinity University of Asia back in my college years. 🙂
I got interested so I took time to check out the details and see if it fits my banking and personal needs.
What is Complete Cashback MasterCard?
Complete Cashback MasterCard is one of the newest products of Security Bank. It is a new credit card that provides one of the most comprehensive rebate rates in the credit card market.
FEATURES
- Year-round Cashback
Security Bank’s Complete Cashback MasterCard offers a year-round Cashback, where you can enjoy up to Php 12,000 cashback annually.
- 5-tiered Rebates
The Complete Cashback MasterCard was designed for people who value getting the most out of their purchases. With their 5-tiered rebates, you can pay less on your most essential spends.
Rebate Rates:
- 5% for supermarket purchases
- 4% for gas
- 3% for utilities
- 2% for dining merchants
- 1% for shopping
Since most of us spend on groceries, gas, utilities, dining, and shopping, this card is really ideal for us.
Another good thing is that there is no minimum required spend.
Take note though that online transactions are not qualified. Only swiped transactions where card is physically present are eligible to earn rebate.
You earn rebates regardless of how much you spend.
- Immediate Cashback
They offer immediate cashback that lets you save instantly on your monthly billing statement. If you use the Complete Cashback MasterCard for any of the above categories, you will get a rebate, maximum of Php 1,000 every month.
You don’t need to call their hotline or register for a promo to redeem your rebate because it is automatically credited to your monthly bill. That’s how easy and convenient it is.
- Worldwide Acceptance
For those who love travelling abroad, you can now travel and shop at ease because you can use your Complete Cashback MasterCard anytime and anywhere with MasterCard’s wide network of affiliated merchants worldwide.
- Exclusive MasterCard Promos
There are lots of promos available right now exclusively for MasterCard holders where you can enjoy discounts, freebies and deals at your favourite shops and restaurants
- Supplementary Cards
You can apply up to 5 supplementary cards to help manage your family’s finances.
Aside from these features of the Complete Cashback MasterCard, you will still enjoy the common features of Security Bank credit cards such as ChargeLight installment programs and using Security Bank Online to monitor your expenses.
With Security Bank’s Chargelight program, you can enjoy light instalments with their exclusive rates.
With Security Bank Online on the other hand, you can make your transaction online conveniently anytime and anywhere, even at the comfort of your home. It is a safe, secure and easy way to manage your money via the internet.
You can also receive SMS updates every time you make a financial transaction via ATM or Online Banking.
With all these features of the Security Bank’s Complete Cashback MasterCard, I’m now interested to apply for a new credit card. Can’t wait! 🙂
How to Apply for Security Bank Complete Cashback MasterCard Credit Card
- Fill out the Application Form HERE with all the required information and documents, then Submit.
- You’ll receive an SMS when your application is received
- Security Bank will then check if you submitted required documents and employment details with various sources
- Security Bank will evaluate your application details and make a decision
- You will be notified through SMS with your application results
Applicant Requirements
- Filipino Citizen
- Principal Cardholder must be between 21-65 years old
- Employed as a Regular Employee for at least 1 year
- OR Self-Employed Profitably for at least 3 years
- Gross Annual Income must be at least P360,000
- Must have a landline number
Documentary Requirements
- Government-Issued Photo-Bearing ID
- For Self-Employed: 3 years AFS or ITR AND SEC/DTI Registration
- For Employed: Signed COE or ITR or 3mo Payslip with Company ID (front/back)
For more information, you may contact Security Bank or find their nearest branch HERE or call them at 88-791-88. You can also read their Complete Cashback FAQs for more details.
Photo Source: Security Bank
How long did it took before you receive the SMS stating that you’ve been approved for your application?
Thanks