Metrobank Balance Inquiry: 3 Ways to Check your Metrobank Account Balance

Do you know that checking the balance of your Metrobank account can not only be done at the ATM machine?

In fact, you don’t even need to go out of your home or office to check balance inquiry because there are online banking facilities now that will allow you to check your account balance online, anytime, and anywhere you are.

In this article, we’ll share with you the simple steps on how to check your Metrobank account balance in different ways.

Metrobank Balance Inquiry at the ATM Machine

The most common way to check your account balance with Metrobank is by going to the nearest ATM machine. Just insert the card, enter your PIN, and follow the on-screen instructions for Balance Inquiry, and you’ll see how much you have in your account.

This process of checking account balance at the ATM machine is convenient if there’s one that’s near your residence or office.


Checking your account balance at the Metrobank ATM machine is free of charge. However, if you inquire balance at another bank’s ATM machine, there would be a minimal charge.

Interbank’s ATM Balance Inquiry Charge 

  • BDO – ₱2
  • BPI – ₱1.50
  • China Bank – ₱1
  • Landbank – ₱1
  • Maybank – ₱2
  • Metrobank – ₱2
  • PNB – ₱2
  • PS Bank – ₱1
  • RCBC – ₱2
  • Security Bank – ₱1
  • UCPB – ₱2
  • Union Bank – ₱2

Metrobank Balance Inquiry Online with Metrobank Direct 

If you want an easier, faster, and more convenient way of checking your account balance with Metrobank, you can do it by registering your account online with Metrobank Direct.

Metrobank Direct is the online facility of Metrobank that provides various online banking services including:

  • online balance inquiry
  • bills payment
  • money transfer

Click here to read: How to Enroll in Metrobank Online Banking

Once you are registered, follow these steps for Metrobank Balance Inquiry:

1. Visit Metrobank Direct website at using your computer or smartphone with internet connection.

2. To login, enter your User ID and Password. (If you’re not yet registered, click the Sign up now link. If you forgot your User ID or password, click Forgot User ID or Password Link below.

3. After successful login, you can now view your Metrobank Account Balance online.


Metrobank Balance Inquiry using Metrobank Mobile App

Almost all banks now have developed a mobile banking app that makes banking even more accessible and convenient.

Using your mobile phone or tablet, just download the Metrobank Mobile App and enjoy banking conveniently anytime and anywhere you are.

To use Metrobank Mobile App, you must register first to Metrobank Direct or Metrobank Online Banking. Once you are registered, you can use the same User ID and Password to login to the Metrobank Mobile App on your smartphone or tablet.

Here are the steps on how to inquire balance using the app:

1. Download the Metrobank Mobile App from Play Store (for Android devices) or from Apple Store (for iOs devices).

2. Login using your Metrobank Direct User ID and Password.

3. Once you’re logged in, you can now view your Metrobank Account balance online.

check account balance

Click here to know more about: Metrobank Mobile Banking

What’s the best way to inquire balance? 

Like I mentioned above, you can check your Metrobank Account Balance at the ATM machine, or online using Metrobank Direct or by downloading the Metrobank Mobile App.

I personally like Metrobank Mobile banking because it’s very accessible and easy to use since I always bring my cellphone with me. With just a few taps on the app, I can check my account balance, send money, and pay bills anytime and anywhere.

Some people don’t like to enroll their bank account online for security reasons. They prefer going to the ATM machine to do their banking transactions including Metrobank Balance Inquiry.

Whatever works best for you, go for it.

If you haven’t tried online banking, I suggest you give it a try. You wouldn’t know if you’ll like it or if it will make your banking transactions easier if you wouldn’t try it. After trying it and you don’t seem to like its features, you can always deactivate your account and delete your mobile app.

Why Check Metrobank Balance Inquiry

Those who are employed and who have Metrobank Payroll account, they check their account balance to know if their salary is already debited. Those who are expecting a remittance, they check their account balance to know if the money sent to them has already showed up in their Metrobank Account.

Whatever your reason may be, it’s important that you don’t only rely on one option when doing Metrobank Balance Inquiry.

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