How to Pay SSS Contribution via Auto-Debit Arrangement (ADA)

My sister-in-law sent me a private message on FB asking me if I have already created a video tutorial or a blog on how to pay SSS contribution via Auto-Debit Arrangement or ADA.

I told her that I haven’t created a content yet about that topic, but I promised to research on it and write about it soon.

Btw, my S-I-L is an OFW in Jeddah and she pays her SSS contribution quarterly by depositing it to her friend’s account here in the Philippines, who then pays her SSS contribution in one of the SSS branches in their province.

What a hassle, right?

Not only is it a hassle for my S-I-L, who needs to go the remittance center to deposit money to her friend’s account, but also a hassle for her friend, who has to withdraw the remittance and then go to SSS branch for her payment. (Not to mention the long queues when making payments at the SSS branch).

While doing my research, I saw this article written by Ms. Susie Bugante, the vice president for public affairs and special events of the Social Security System.

In the article, she talks about auto-debit arrangement (ADA) program, how it’s done and why it’s a better option than going to the SSS branch each month or quarterly to pay for SSS contribution.

“With this program, you save time, money and effort. Also, your payments are immediately posted. You no longer have to go to the bank or the SSS every month, fill out so many forms and queue for hours.”


Who are qualified to join the SSS Auto-debit Arrangement Program?

SSS Members who are:


What is the Requirement to apply for SSS Auto-debit Arrangement Program?

The SSS Member shall have first opened and shall maintain the deposit (current or savings) account with the bank.

If you don’t have a deposit account yet with any of the banks participating in this program, then you need to open an account first.

List of Participating Banking for ADA Program:

  • Bank of the Philippine Islands (BPI)
  • Banco de Oro Unibank Inc. (BDO)
  • Development Bank of the Philippines (DBP_
  • Metropolitan Bank & Trust Co. (Metrobank)
  • Philippine National Bank (PNB)
  • United Coconut Planters Bank (UCPB)
  • Philippine Savings Bank (PSB)



  1. Fill out the Auto-Debit Arrangement (ADA) Enrollment form.

This form is available at the participating bank, at the nearest SSS office, or you can simply download it from the SSS website.

SSS ADA Enrollment Form

  1. Submit the filled-out form to your depository or participating bank or the SSS office for verification and processing.
  1. The SSS will then inform you when the automatic deductions from your bank account will begin.


Make sure that you have enough deposit or balance in your bank account to cover the amount of the payment you are making for SSS contribution or loan amortizations.

  1. Should you need to make changes to the amount of SSS contribution that you are paying, just fill out the Auto-Debit Arrangement (ADA) Amendment form.

SSS ADA Amendment Form


Some Reasons why you would need to submit the Amendment Form:

  • Registration or resignation of househelps (kasambahay)
  • Inclusion of newly availed loans
  1. Should you need to have a copy of your SSS records for your SSS contribution or SSS loan amortization, you can request a certificate of payment from your bank.
  1. Should there be a discrepancy between the amount advised and the amount debited per SSS record, or any complaint arising from the Auto-Debit Arrangement or ADA, please proceed to the nearest SSS office for verification.

For more information about Auto-Debit Arrangement or ADA, you may contact SSS directly at 920-6446 to 55 or e-mail, or visit the nearest SSS branch.


  1. I went to bdo and they said they dont allow sss auto debit arrangement.

    • We also went to BDO Waltermart Banlic Branch and the officer there didn’t seem to know of SSS ADA for household employer. She contacted several personnel from main branch but they too are not aware of this. Seems like BDO is not oriented on ADA for SSS payments.

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