BPI Mobile Banking is one of the best online banking facilities available right now.
Why I like it…
I like this app because it allows me to transfer money to anyone without having to enrol each one of them on my BPI Express Online Account.
BPI Mobile Banking is done through the BPI Express mobile app that is available for download on iOs, Android, Windows or BB10 devices and it is free of charge.
BPI Mobile Banking Transfer to Anyone: How to Download, Enable, and Activate
- Before you can make any transaction, you first need to download the BPI Express Mobile app using your smartphone or tablet.
- If you already have an existing BPI Express Online Account, you may immediately login to your BPI Express Mobile app using the same username and password.
- To enable Transfer to Anyone, click More, then Enable Transfer to Anyone.
- To activate, you need to visit the nearest ATM (Machine) and use your ATM card to activate Transfer to Anyone feature on your BPI Express Mobile app.
To activate your Transfer to Anyone request via ATM, please select Special Services>Activate enrollments>EOL
Activation should be done within 5 banking days from the date of filing.
- The Activation Code will be sent to your registered EOL email address 5 minutes after successful ATM activation.
Why You Should Use BPI Mobile Banking
BPI Mobile Banking has several advantages and you can perform different transactions using the BPI Express Mobile app including checking your account balance, transferring funds from your account to another enrolled BPI accounts, pay bills, and so much more.
BPI Transfer to Anyone
My favourite is the Transfer to Anyone feature, where I can transfer money to literally anyone with BPI, BPI Family Bank or BPI Direct account.
Before I discovered BPI Mobile Banking, I used to travel to the bank and line up to make deposits to other accounts.
BPI Express Online
Then I learned about BPI Express Online, where I had to enrol another person’s account when I need to transfer money.
It was helpful but I realized it was also a hassle going to the bank to activate the enrolment of another person’s account especially if I only need to deposit once.
BPI Express Mobile
When I discovered BPI Express Mobile app, not only did I save money (because I don’t have to pay for my fare going to the bank anymore), but also my precious time and effort.
It’s indeed very convenient!
So, how is this done?
Steps to Transfer Money to ANYONE Using BPI Express Mobile App
- Tap on your BPI Express Mobile app your smartphone or tablet.
- Click Accounts
- Tap Transfer icon at the bottom
- Enter your User ID and Password and Click Login
- Click Transfer to Anyone
- From Account >> choose one of your accounts where you want to get the funds from.
- To Account >> enter the account number of the person, whom you’re going to transfer funds to.
- Enter Amount
- Remarks >> this is optional but you might type in the purpose of that transaction
- Click Transfer
- Confirm Transfer Details. Make sure the information you entered are all correct especially the account number, where your funds will be transferred to.
- If everything’s correct, click Yes.
- Transactions is Completed and you should immediately receive an email confirmation regarding your transaction.
- Logout from your BPI Mobile Express app immediately after your transactions.
Is This Really Safe and Secure?
It looks easy, right? But some of you might be asking if this BPI Express Mobile App is safe and secure.
According to BPI, they employ the best security practices and methods to ensure that each mobile banking session is safe and secure.
- Email confirmation is sent to the registered email address each time you make a transaction
- Verisign security certificate enables SSL for end-to-end encryption
- 5 minutes of inactivity automatically logs out the user from BPI Express Mobile
- Enabling the Transfer to Anyone feature requires ATM activation or signed form, and a PHP 50,000 calendar day transfer limit per source account is enforced
Click here to see more of BPI Mobile Banking FAQs.
BPI Hotline
In the event that you accidentally or unintentionally typed in the wrong account number, immediately call BPI Hotline at 89-100.
I hope it doesn’t happen to anyone, that’s why we have to be really careful when entering the account number. Check not only twice, but thrice or even 10 times if necessary just to make sure you’re transferring money to the correct account number especially if it’s a big amount.
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hi there!
is there a fee for using the ‘transfer-to-anyone- feature? I’d like to use that feature for the first time and I haven’t confirmed if there’s a fee or not .
thanks ! 🙂
it’s free! 🙂
As per the BPI staff, every fund transfer transaction is considered as withdrawal, and it is not free of charge. There is a Php 5.00 charge each transaction.
That I have to confirm.
But in my previous transactions, there was no charge when using transfer-to-anyone feature in BPI mobile banking.
Thanks for sharing though.
BPI Transfer to Anyone is risky once activated and here’s the reasons why:
1. If your smartphone is compromised – bad guys can easily transfer the fund literally to any BPI account.
2. This process has no secondary protection (e.g. separate pin code for fund transfer).
3. BPI is not using OTP and their password is limited to alphanumeric (no special characters allowed) and less than 15 chars only.
This is a good feature if extra layer of protections are added like OTP (similar to BDO).
Hello! Is it possible to use transfer to anyone from my Saving account to someone’s checking account?