Xoom: The Smart Way to Send Money to Philippines

Remittance services are an important aspect of most Overseas Filipino Workers’ lives for they regularly send money to their families. The right service must be able to send money quickly and securely without exorbitant fees, which wasn’t as easy back in the day. In pre-Internet days, people have to wait for a long time to get the money you sent, which is a hassle.

But with online remittance services, sending money takes just minutes, forgoing most of the hassles and worries from yesteryear. There are so many services to choose from, each with their own strengths and weaknesses, and some of them are the cream of the crop. It’s hard to make time for decisions now in this busy world, so whatever it is better be good.

Xoom does well in this fickle online remittance market, and it lives up to its name in terms of speed of service. Money can be sent from overseas to the Philippines in no time for a small fee of tk. This quick transfer is best if there’s either an emergency or an urgent need for cash, in which case you can send it through Xoom even if you’re thousands of miles away.

But if you can take your time and don’t want to pay as much, then you can go for the regular 3-day transfer for less. Xoom guarantees good exchange rates and low fees, as well as very secure transaction so that you have peace of mind while sending money to loved ones in the Philippines.

There are many ways with which you can send money to the Philippines through Xoom. For those who wish to personally pick up their cash, there are more than 11,000 locations where you can get money transferred to you through Xoom, including branches of Cebuana Lhuillier and M Lhuillier, Tambunting and Villarica Pawnshops, BDO, GCash Remit, SM Malls, various rural banks all over the country, and many more.

Aside from cash pickup and bank deposit, there’s also the convenient option for home delivery on the same day within 6 hours in Metro Metro Manila and one or two days to most provinces. You may also avail of value service using a US bank account, which may take a bit longer but also is a lot cheaper.

If you’re not really in a hurry and don’t want to deal with fees, you can also opt for the Economy 3-day transfer, in which you need not pay a fee at all.

You can track your transfers through Xoom online, and you can also get text updates and email notifications to make sure that the money is well on its way. You can also call Xoom’s 24/7 support if you have no other choice and are worried about where the money is going. The support staff can help you in both English and Filipino, so communicating your problems and concerns should be no problem.


Using Xoom for money transfer to the Philippines is a simple 5-step process:

Step 1: Sign up for a Xoom account or log into your existing Xoom account.

Step 2: Select how you want the money to be sent, either through cash pickup, bank deposit, or home delivery.

Step 3: Enter recipient information, including mobile number and email address. They will get the same email notifications as you do regarding the status of the transfer and receive a text message once the money is available.

Step 4: Choose which way you want to transfer money from, either credit card, debit card, PayPal, or US bank account. The cheapest way would be to pay through a US bank account, but it may take some time.

Step 5: Enter a valid Xoom coupon code if available, then confirm the transaction.

They’ve also started offering what they call the Xoom POWR, or Pay Only When Received, which is a great way to make sure that your money doesn’t go into the aether and actually does reach its destination. As the name suggests, Xoom sends the money first, then withdraws the amount from your account only when the transfer is successful.

There is also a referral program wherein you can recommend Xoom to a friend and get a $25 eGift Card after his/her first successful transaction of $100 or more. As far as remittance services go, Xoom has definitely made its mark, especially now that it’s part of PayPal.

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